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This website, myinvestmentcounselor.com, publishes research and opinion pieces for a broad audience. Its writers and employees are not investment advisers, registered or otherwise, and are not privy to your portfolio and your personal needs.

You should not consider the writing here, whether published by the owner and written by our employees, aggregated from other sources, or added in comments or reviews from readers and guest contributors, to consist in any way of investment or other personal advice, and you should speak with your own adviser and do your own research before making any investment decisions. Choices regarding how to invest your money or otherwise manage your life, health or finances are yours, we share only our opinions, experiences and research.

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